Services Offered

Contact Point Verification (CPV)

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We verify client’s residential address in terms of his/her tenure of living and ownership (this would be conducted based on only discrete enquiries). We conduct contact point verification (CPV) by contacting the Clients, as well as Guarantors at the residence / business telephone numbers and / or physically visiting residence / business address mentioned in the loan application, if required.

 

However, based on client needs, we can carry out overt verification as well known as contact point verification (CPV).

 

Debt Recovery

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Mashruf International collects debts from the defaulters who have not paid their accounts in accordance with our client’s terms and conditions. Our specialist staff provides a thorough and effective collection service combined with a computerized system that enables us to improve your cash flow and reduce your bad debts whilst retaining your customers’ goodwill.

 

We utilize a unique, most up to date, and cost effective methods, that provides results unmatched by similar companies. Our resources allow the us to offer our valuable clients "No Collection - No Fee" facilities. But for some special cases, fixed charges apply.

 

Credit Report / Credit Referencing

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A credit report is a record of your credit activities. It lists any credit-card accounts or loans you may have, the balances, and how regularly you make your payments. It also shows if any action has been taken against you because of unpaid bills.

 

Your credit rating is drawn from your credit report, which outlines your borrowing, charging, and repayment activities. A good rating helps you reach financial goals; a poor rating limits your financial opportunities.

 

Since your credit report influences whether you are able to buy a home and get a job, it is extremely important to protect your credit rating by making loan and bill payments in time and by not taking on more debts than you are ready to handle.

 

Financial Consultancy

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We listen to your needs, and offer clear, no-jargon advice on the most appropriate financial products for your unique circumstances.

 

At Mashruf International we differentiate our client engagements by working closely alongside each client to understand their individual needs in detail. This ensures that our specialist consultants are able to deliver precise solutions of the highest quality, enabling our clients to realize significant business benefits:

• Customized to understand and meet your requirements
• Collaborative and transparent
• Knowledge transfer with positive cost / benefits
• Proven expertise and methodologies
• Global clientele
• Highly successful project implementation

We ensure quality in all our engagements by assigning an independent reviewing director to each account. Our standard practice is to hold regular project review meetings with our clients to confirm that we are delivering tangible and demonstrable results against the agreed delivery schedule.

 

Our working style of joint participation with our clients’ staff leads to better embedding of the deliverables and more efficient knowledge transfer to our client. We have developed this style over a number of years working with dozens of clients.

 

Legal Consultancy

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Doing business in Bangladesh is often accompanied with various difficulties, which sometimes lead to unexpected disputes, even losses. At the same time Bangladeshi companies encounter difficulties in establishing their business and corporate presence as per the law of the land.

 

To minimize such risks and to prevent disputes and losses, entrepreneurs do need proper professional guidance well in advance of or through difficult phases. As a response to the call from the market, Mashruf International has been providing Legal Consultancy to its valued clients.

 

Dishonored Cheque Services

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A dishonored cheque is one which, when presented, is REFUSED payment by the bank because of insufficient fund or because it is not in order.

 

When a cheque is dishonored, the issueing party accrue civil liability. However in reality the processes to seek civil justice is notoriously dilatory and recover by way of a civil suit takes inordinately long time. To ensure promptitude and remedy against defaulters and to ensure credibility of the holders of the negotiable instrument a criminal remedy of penalty was inserted in Negotiable Instruments Act, 1881 in the form of the Banking, Public Financial Institutions and Negotiable Instruments Laws (Amendment) Act, 1988, which were further, modified by the Negotiable Instruments (Amendment and Miscellaneous Provisions) Act, 2002 [3].

 

We are able to give you impartial advice and the most appropriate recommendations, so that you will enjoy choice, and value for money. Our high-quality Dishonored Cheque service will ensure your debt recovery.

 

Private Investigation

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Our Private Investigation / Professional Investigation team can be hired by individuals or groups to undertake investigations. We work for attorneys in civil cases, and insurance companies to investigate suspicious claims.

 

Before the advent of no-fault divorce, we can serve you in searching out evidence of adultery or other illegal conduct within marriage to establish grounds for an expected legal divorce.